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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,907 | $176,120-67.1% | $159,487-63.7% | $167,553-65.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.04% | 331.95%-316.9pp | 263.71%-248.7pp | 478.89%-463.8pp |
| Employer contribution / active EE | $2,331 | $5,299-56.0% | $4,831-51.7% | $4,840-51.8% |
| Participant deferral / active EE | $8,426 | $7,752+8.7% | $7,354+14.6% | $6,343+32.8% |
| Admin fee / account holder | $8,967 | $12,561-28.6% | $10,804-17.0% | $12,316-27.2% |