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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,806 | $157,304-78.5% | $141,197-76.1% | $152,909-77.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.24% | 64.34%-40.1pp | 71.41%-47.2pp | 345.46%-321.2pp |
| Employer contribution / active EE | $2,158 | $5,263-59.0% | $4,736-54.4% | $4,764-54.7% |
| Participant deferral / active EE | $6,439 | $7,111-9.5% | $6,710-4.0% | $5,851+10.0% |
| Admin fee / account holder | $1,210 | $12,126-90.0% | $10,265-88.2% | $11,601-89.6% |