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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,695 | $155,555-79.6% | $146,866-78.4% | $155,188-79.6% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.5%-32.5pp | 80.8%-30.8pp |
| Annual return | 16.69% | 115.41%-98.7pp | 102.85%-86.2pp | 148.84%-132.2pp |
| Employer contribution / active EE | $2,511 | $4,647-46.0% | $4,425-43.3% | $4,248-40.9% |
| Participant deferral / active EE | $2,611 | $8,044-67.5% | $7,759-66.4% | $6,531-60.0% |
| Admin fee / account holder | $179 | $14,755-98.8% | $13,620-98.7% | $14,480-98.8% |