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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,597 | $176,120-86.6% | $159,487-85.2% | $167,553-85.9% |
| Participation rate | 50.0% | 85.0%-35.0pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 18.44% | 331.95%-313.5pp | 263.71%-245.3pp | 478.89%-460.5pp |
| Employer contribution / active EE | $1,120 | $5,299-78.9% | $4,831-76.8% | $4,840-76.9% |
| Participant deferral / active EE | $12,300 | $7,752+58.7% | $7,354+67.3% | $6,343+93.9% |
| Admin fee / account holder | $87 | $12,561-99.3% | $10,804-99.2% | $12,316-99.3% |