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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,966 | $96,731-23.5% | $123,973-40.3% | $86,983-15.0% |
| Participation rate | 23.1% | 70.0%-46.9pp | 76.7%-53.6pp | 69.5%-46.5pp |
| Annual return | 16.42% | 17.33%-0.9pp | 388.13%-371.7pp | 25.83%-9.4pp |
| Employer contribution / active EE | $1,103 | $3,297-66.5% | $4,126-73.3% | $2,584-57.3% |
| Participant deferral / active EE | $2,664 | $4,152-35.8% | $5,247-49.2% | $4,194-36.5% |
| Admin fee / account holder | $7,067 | $8,722-19.0% | $11,799-40.1% | $7,856-10.0% |