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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,164 | $107,368-79.4% | $92,915-76.1% | $152,909-85.5% |
| Participation rate | 23.5% | 79.8%-56.3pp | 76.0%-52.5pp | 82.5%-58.9pp |
| Annual return | 27.02% | 145.64%-118.6pp | 109.45%-82.4pp | 345.46%-318.4pp |
| Employer contribution / active EE | $1,004 | $4,222-76.2% | $3,653-72.5% | $4,764-78.9% |
| Participant deferral / active EE | $1,937 | $4,848-60.0% | $4,238-54.3% | $5,851-66.9% |
| Admin fee / account holder | $705 | $7,082-90.0% | $5,796-87.8% | $11,601-93.9% |