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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,083 | $84,685-44.4% | $73,836-36.2% | $125,389-62.5% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -3.51% | 3123.80%-3127.3pp | 2268.06%-2271.6pp | 282.24%-285.8pp |
| Employer contribution / active EE | $5,832 | $3,123+86.7% | $2,787+109.2% | $4,866+19.8% |
| Participant deferral / active EE | $5,318 | $3,993+33.2% | $3,583+48.4% | $5,352-0.6% |
| Admin fee / account holder | $494 | $5,694-91.3% | $4,882-89.9% | $9,541-94.8% |