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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,292 | $202,345-71.7% | $172,755-66.8% | $152,885-62.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.60% | 1029.77%-1003.2pp | 802.94%-776.3pp | 345.39%-318.8pp |
| Employer contribution / active EE | $8,627 | $5,858+47.3% | $5,144+67.7% | $4,763+81.1% |
| Participant deferral / active EE | $6,400 | $5,948+7.6% | $5,198+23.1% | $5,851+9.4% |
| Admin fee / account holder | $349 | $17,111-98.0% | $13,955-97.5% | $11,598-97.0% |