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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,265 | $209,422-74.1% | $178,503-69.6% | $158,982-65.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.70% | 188.81%-178.1pp | 151.12%-140.4pp | 302.99%-292.3pp |
| Employer contribution / active EE | $9,563 | $5,707+67.6% | $5,011+90.8% | $4,763+100.8% |
| Participant deferral / active EE | $4,303 | $5,955-27.7% | $5,202-17.3% | $5,983-28.1% |
| Admin fee / account holder | $1,163 | $17,079-93.2% | $13,987-91.7% | $11,252-89.7% |