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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,039 | $180,459-83.4% | $154,108-80.5% | $135,380-77.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.73% | 888.21%-891.9pp | 735.21%-738.9pp | 519.81%-523.5pp |
| Employer contribution / active EE | $6,880 | $6,035+14.0% | $5,298+29.9% | $4,779+44.0% |
| Participant deferral / active EE | $2,938 | $5,806-49.4% | $5,081-42.2% | $5,609-47.6% |
| Admin fee / account holder | $389 | $16,145-97.6% | $13,411-97.1% | $10,828-96.4% |