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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,654 | $165,361-29.5% | $149,715-22.1% | $158,950-26.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.01% | 348.24%-336.2pp | 276.66%-264.7pp | 302.91%-290.9pp |
| Employer contribution / active EE | $16,625 | $5,103+225.8% | $4,645+257.9% | $4,762+249.1% |
| Participant deferral / active EE | $19,110 | $7,182+166.1% | $6,842+179.3% | $5,983+219.4% |
| Admin fee / account holder | $18,630 | $10,808+72.4% | $9,310+100.1% | $11,248+65.6% |