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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,303 | $56,199-56.8% | $67,652-64.1% | $59,632-59.2% |
| Participation rate | 43.6% | 71.5%-27.8pp | 75.7%-32.0pp | 68.7%-25.1pp |
| Annual return | 1.38% | 18505.31%-18503.9pp | 6625.04%-6623.7pp | 2041.32%-2039.9pp |
| Employer contribution / active EE | $427 | $1,614-73.5% | $2,266-81.1% | $2,203-80.6% |
| Participant deferral / active EE | $2,602 | $2,844-8.5% | $3,560-26.9% | $3,192-18.5% |
| Admin fee / account holder | $324 | $3,958-91.8% | $4,821-93.3% | $4,297-92.5% |