Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,736 | $56,544-73.9% | $75,501-80.5% | $70,126-79.0% |
| Participation rate | 68.5% | 68.1%+0.4pp | 72.4%-3.8pp | 69.5%-1.0pp |
| Annual return | 30.76% | 23.59%+7.2pp | 27.35%+3.4pp | 73.15%-42.4pp |
| Employer contribution / active EE | $0 | $1,817-100.0% | $2,352-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,855 | $2,580+88.2% | $3,142+54.5% | $3,332+45.7% |
| Admin fee / account holder | $2,244 | $3,827-41.4% | $5,801-61.3% | $4,645-51.7% |