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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,921 | $180,466-36.9% | $154,114-26.1% | $135,382-15.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.10% | 888.15%-894.3pp | 735.16%-741.3pp | 519.77%-525.9pp |
| Employer contribution / active EE | $10,567 | $6,035+75.1% | $5,298+99.5% | $4,779+121.1% |
| Participant deferral / active EE | $10,162 | $5,806+75.0% | $5,081+100.0% | $5,609+81.2% |
| Admin fee / account holder | $1,998 | $16,144-87.6% | $13,411-85.1% | $10,829-81.5% |