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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,194 | $135,639-81.4% | $110,241-77.1% | $135,382-81.4% |
| Participation rate | 94.1% | 83.5%+10.7pp | 79.8%+14.3pp | 82.6%+11.5pp |
| Annual return | -10.21% | 513.21%-523.4pp | 314.75%-325.0pp | 519.77%-530.0pp |
| Employer contribution / active EE | $4,274 | $4,907-12.9% | $3,827+11.7% | $4,779-10.6% |
| Participant deferral / active EE | $5,719 | $5,507+3.8% | $4,672+22.4% | $5,609+2.0% |
| Admin fee / account holder | $1,984 | $11,457-82.7% | $8,548-76.8% | $10,829-81.7% |