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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,561 | $98,760-74.1% | $149,715-82.9% | $79,858-68.0% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.5%+9.8pp | 69.6%+22.7pp |
| Annual return | 10.93% | 27.43%-16.5pp | 276.66%-265.7pp | 31.72%-20.8pp |
| Employer contribution / active EE | $3,581 | $3,217+11.3% | $4,645-22.9% | $2,471+44.9% |
| Participant deferral / active EE | $4,468 | $5,681-21.3% | $6,842-34.7% | $3,740+19.5% |
| Admin fee / account holder | $15,496 | $6,053+156.0% | $9,310+66.4% | $5,306+192.0% |