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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,344 | $98,240-73.2% | $82,312-68.0% | $147,586-82.1% |
| Participation rate | 91.3% | 79.7%+11.6pp | 76.9%+14.4pp | 82.8%+8.5pp |
| Annual return | 19.70% | 30.85%-11.2pp | 25.88%-6.2pp | 578.59%-558.9pp |
| Employer contribution / active EE | $482 | $3,192-84.9% | $2,428-80.2% | $4,876-90.1% |
| Participant deferral / active EE | $3,905 | $4,383-10.9% | $3,706+5.4% | $5,439-28.2% |
| Admin fee / account holder | $370 | $8,563-95.7% | $5,608-93.4% | $10,886-96.6% |