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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,149 | $198,461-37.4% | $170,436-27.2% | $147,585-15.9% |
| Participation rate | 16.7% | 88.0%-71.3pp | 83.6%-66.9pp | 82.8%-66.2pp |
| Annual return | 15.86% | 257.30%-241.4pp | 205.94%-190.1pp | 578.57%-562.7pp |
| Employer contribution / active EE | $1,498 | $6,184-75.8% | $5,433-72.4% | $4,876-69.3% |
| Participant deferral / active EE | $6,565 | $5,629+16.6% | $4,939+32.9% | $5,439+20.7% |
| Admin fee / account holder | $9,790 | $16,852-41.9% | $13,880-29.5% | $10,885-10.1% |