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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,005 | $106,247-52.9% | $96,515-48.2% | $139,466-64.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 20.87% | 38.47%-17.6pp | 35.73%-14.9pp | 373.66%-352.8pp |
| Employer contribution / active EE | $3,523 | $4,106-14.2% | $3,740-5.8% | $4,754-25.9% |
| Participant deferral / active EE | $5,836 | $5,456+7.0% | $4,880+19.6% | $6,712-13.1% |
| Admin fee / account holder | $1,625 | $7,885-79.4% | $6,735-75.9% | $11,409-85.8% |