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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,338 | $133,998-72.1% | $112,263-66.7% | $134,545-72.2% |
| Participation rate | 95.2% | 78.6%+16.7pp | 75.1%+20.2pp | 81.2%+14.0pp |
| Annual return | -21.08% | 47.17%-68.3pp | 27.49%-48.6pp | 418.37%-439.4pp |
| Employer contribution / active EE | $3,365 | $4,040-16.7% | $3,636-7.4% | $4,742-29.0% |
| Participant deferral / active EE | $5,277 | $5,292-0.3% | $4,729+11.6% | $6,401-17.6% |
| Admin fee / account holder | $2,585 | $7,493-65.5% | $6,410-59.7% | $11,431-77.4% |