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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,375 | $154,228-20.0% | $145,433-15.2% | $137,256-10.1% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 12.91% | 74.59%-61.7pp | 66.58%-53.7pp | 220.34%-207.4pp |
| Employer contribution / active EE | $3,087 | $4,804-35.8% | $4,554-32.2% | $4,156-25.7% |
| Participant deferral / active EE | $7,121 | $8,216-13.3% | $7,897-9.8% | $6,407+11.1% |
| Admin fee / account holder | $1,775 | $14,344-87.6% | $13,129-86.5% | $12,270-85.5% |