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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,874 | $90,614-17.4% | $76,089-1.6% | $145,877-48.7% |
| Participation rate | 57.1% | 74.5%-17.4pp | 69.1%-11.9pp | 80.3%-23.2pp |
| Annual return | 61.62% | 623.80%-562.2pp | 360.94%-299.3pp | 551.28%-489.7pp |
| Employer contribution / active EE | $1,394 | $3,324-58.1% | $2,690-48.2% | $4,663-70.1% |
| Participant deferral / active EE | $3,175 | $5,168-38.6% | $4,259-25.5% | $6,691-52.5% |
| Admin fee / account holder | $1,470 | $8,376-82.4% | $6,418-77.1% | $13,402-89.0% |