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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,015 | $82,324-58.7% | $68,803-50.6% | $134,545-74.7% |
| Participation rate | 55.6% | 75.1%-19.5pp | 69.0%-13.5pp | 81.2%-25.7pp |
| Annual return | -13.96% | -2.17%-11.8pp | -6.37%-7.6pp | 418.37%-432.3pp |
| Employer contribution / active EE | $1,233 | $3,302-62.7% | $2,656-53.6% | $4,742-74.0% |
| Participant deferral / active EE | $2,801 | $4,740-40.9% | $3,942-28.9% | $6,401-56.2% |
| Admin fee / account holder | $1,114 | $6,485-82.8% | $4,936-77.4% | $11,431-90.3% |