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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,559 | $106,551-89.2% | $91,225-87.3% | $134,532-91.4% |
| Participation rate | 58.3% | 76.8%-18.5pp | 73.2%-14.9pp | 81.2%-22.9pp |
| Annual return | -23.93% | 160.78%-184.7pp | 114.12%-138.0pp | 418.27%-442.2pp |
| Employer contribution / active EE | $658 | $3,331-80.2% | $2,851-76.9% | $4,741-86.1% |
| Participant deferral / active EE | $2,669 | $4,718-43.4% | $4,233-37.0% | $6,401-58.3% |
| Admin fee / account holder | $0 | $6,234-100.0% | $5,422-100.0% | $11,429-100.0% |