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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,013 | $198,461-76.3% | $170,436-72.4% | $147,585-68.1% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 21.70% | 257.30%-235.6pp | 205.94%-184.2pp | 578.57%-556.9pp |
| Employer contribution / active EE | $5,872 | $6,184-5.0% | $5,433+8.1% | $4,876+20.4% |
| Participant deferral / active EE | $5,148 | $5,629-8.5% | $4,939+4.2% | $5,439-5.3% |
| Admin fee / account holder | $1,899 | $16,852-88.7% | $13,880-86.3% | $10,885-82.6% |