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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,049 | $99,079-70.7% | $78,002-62.8% | $273,968-89.4% |
| Participation rate | 70.6% | 78.6%-8.0pp | 75.5%-4.9pp | 83.0%-12.4pp |
| Annual return | 6.33% | 217.93%-211.6pp | 425.99%-419.7pp | 41.45%-35.1pp |
| Employer contribution / active EE | $1,635 | $3,308-50.6% | $2,470-33.8% | $4,869-66.4% |
| Participant deferral / active EE | $3,547 | $4,306-17.6% | $3,497+1.4% | $5,287-32.9% |
| Admin fee / account holder | $946 | $8,954-89.4% | $5,481-82.7% | $10,132-90.7% |