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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,233 | $73,848-74.0% | $143,799-86.6% | $68,486-71.9% |
| Participation rate | 25.7% | 66.7%-40.9pp | 80.3%-54.6pp | 67.9%-42.2pp |
| Annual return | 0.06% | 0.91%-0.8pp | -0.04%+0.1pp | -7.85%+7.9pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,468 | $3,385-56.6% | $5,638-74.0% | $4,028-63.5% |
| Admin fee / account holder | $69 | $5,755-98.8% | $14,677-99.5% | $5,404-98.7% |