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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,620 | $202,440-30.5% | $169,390-17.0% | $139,466+0.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.73% | 532.36%-515.6pp | 406.07%-389.3pp | 373.66%-356.9pp |
| Employer contribution / active EE | $8,546 | $4,693+82.1% | $4,013+113.0% | $4,754+79.8% |
| Participant deferral / active EE | $8,941 | $6,940+28.8% | $6,222+43.7% | $6,712+33.2% |
| Admin fee / account holder | $6,900 | $10,722-35.7% | $9,015-23.5% | $11,409-39.5% |