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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,935 | $226,135-46.5% | $182,558-33.8% | $152,909-20.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 15.57% | 192.60%-177.0pp | 148.59%-133.0pp | 345.46%-329.9pp |
| Employer contribution / active EE | $0 | $4,979-100.0% | $4,076-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $29,881 | $6,371+369.0% | $5,526+440.7% | $5,851+410.7% |
| Admin fee / account holder | $4,564 | $10,707-57.4% | $8,594-46.9% | $11,601-60.7% |