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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,668 | $138,072-43.7% | $123,549-37.1% | $135,382-42.6% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -7.52% | 153.69%-161.2pp | 119.20%-126.7pp | 519.77%-527.3pp |
| Employer contribution / active EE | $2,351 | $5,152-54.4% | $4,628-49.2% | $4,779-50.8% |
| Participant deferral / active EE | $8,592 | $6,799+26.4% | $6,426+33.7% | $5,609+53.2% |
| Admin fee / account holder | $18 | $10,917-99.8% | $9,284-99.8% | $10,829-99.8% |