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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,915 | $58,851-76.4% | $115,170-87.9% | $72,975-80.9% |
| Participation rate | 69.2% | 65.5%+3.7pp | 75.9%-6.7pp | 69.5%-0.3pp |
| Annual return | 0.00% | 23.16%-23.2pp | 35.60%-35.6pp | 81.01%-81.0pp |
| Employer contribution / active EE | $2,779 | $1,798+54.5% | $3,179-12.6% | $2,440+13.9% |
| Participant deferral / active EE | $4,926 | $2,643+86.4% | $4,169+18.2% | $3,608+36.5% |
| Admin fee / account holder | $75 | $6,370-98.8% | $7,089-98.9% | $5,124-98.5% |