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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,387 | $72,177-77.3% | $115,038-85.8% | $59,633-72.5% |
| Participation rate | 54.3% | 72.6%-18.3pp | 81.4%-27.1pp | 68.7%-14.4pp |
| Annual return | 54.36% | 12.02%+42.3pp | 26.14%+28.2pp | 2041.45%-1987.1pp |
| Employer contribution / active EE | $1,274 | $2,841-55.2% | $4,608-72.4% | $2,203-42.2% |
| Participant deferral / active EE | $4,788 | $4,783+0.1% | $6,026-20.6% | $3,192+50.0% |
| Admin fee / account holder | $278 | $4,927-94.3% | $8,175-96.6% | $4,297-93.5% |