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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,935 | $42,383-36.4% | $76,523-64.8% | $64,181-58.0% |
| Participation rate | 89.2% | 58.1%+31.0pp | 68.0%+21.2pp | 69.6%+19.6pp |
| Annual return | -11.26% | -16.54%+5.3pp | -0.27%-11.0pp | 7.63%-18.9pp |
| Employer contribution / active EE | $4,794 | $1,563+206.7% | $2,647+81.1% | $2,381+101.4% |
| Participant deferral / active EE | $8,837 | $2,566+244.3% | $3,835+130.4% | $3,470+154.7% |
| Admin fee / account holder | $4,838 | $3,198+51.3% | $4,848-0.2% | $4,887-1.0% |