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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,867 | $102,663-21.2% | $86,216-6.2% | $139,466-42.0% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 26.00% | 1924.52%-1898.5pp | 1169.42%-1143.4pp | 373.66%-347.7pp |
| Employer contribution / active EE | $1,271 | $3,035-58.1% | $2,382-46.6% | $4,754-73.3% |
| Participant deferral / active EE | $7,455 | $4,677+59.4% | $3,986+87.0% | $6,712+11.1% |
| Admin fee / account holder | $369 | $8,663-95.7% | $6,853-94.6% | $11,409-96.8% |