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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,492 | $112,933-60.6% | $90,970-51.1% | $158,982-72.0% |
| Participation rate | 57.9% | 74.7%-16.8pp | 69.0%-11.1pp | 82.0%-24.1pp |
| Annual return | 24.33% | 215.82%-191.5pp | 134.60%-110.3pp | 302.99%-278.7pp |
| Employer contribution / active EE | $832 | $2,893-71.2% | $2,122-60.8% | $4,763-82.5% |
| Participant deferral / active EE | $4,699 | $4,128+13.8% | $3,373+39.3% | $5,983-21.5% |
| Admin fee / account holder | $202 | $8,047-97.5% | $5,961-96.6% | $11,252-98.2% |