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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,176 | $153,311-91.4% | $109,313-87.9% | $273,972-95.2% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 185.41% | 29.86%+155.6pp | 22.07%+163.3pp | 41.46%+144.0pp |
| Employer contribution / active EE | $7,187 | $5,619+27.9% | $3,892+84.6% | $4,869+47.6% |
| Participant deferral / active EE | $1,642 | $3,932-58.2% | $3,166-48.1% | $5,287-68.9% |
| Admin fee / account holder | $1,620 | $8,076-79.9% | $5,666-71.4% | $10,133-84.0% |