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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,626 | $90,530+64.2% | $76,030+95.5% | $145,897+1.9% |
| Participation rate | 90.9% | 74.4%+16.5pp | 69.1%+21.8pp | 80.3%+10.6pp |
| Annual return | 15.13% | 625.08%-610.0pp | 361.54%-346.4pp | 552.29%-537.2pp |
| Employer contribution / active EE | $10,317 | $3,319+210.8% | $2,688+283.9% | $4,663+121.3% |
| Participant deferral / active EE | $6,475 | $5,164+25.4% | $4,257+52.1% | $6,689-3.2% |
| Admin fee / account holder | $1,605 | $8,383-80.8% | $6,421-75.0% | $13,390-88.0% |