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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,672 | $91,525-52.3% | $130,026-66.4% | $75,181-41.9% |
| Participation rate | 60.0% | 71.4%-11.4pp | 78.5%-18.5pp | 67.2%-7.2pp |
| Annual return | 18.87% | -631.40%+650.3pp | -137.26%+156.1pp | 160.69%-141.8pp |
| Employer contribution / active EE | $1,542 | $2,844-45.8% | $4,321-64.3% | $2,671-42.2% |
| Participant deferral / active EE | $3,531 | $4,342-18.7% | $5,821-39.3% | $4,126-14.4% |
| Admin fee / account holder | $19 | $6,778-99.7% | $10,608-99.8% | $5,650-99.7% |