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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,252 | $77,920-56.0% | $149,723-77.1% | $75,177-54.4% |
| Participation rate | 94.3% | 65.6%+28.7pp | 78.8%+15.5pp | 67.2%+27.1pp |
| Annual return | 19.48% | 31.72%-12.2pp | 134.50%-115.0pp | 160.75%-141.3pp |
| Employer contribution / active EE | $11,979 | $3,138+281.7% | $4,821+148.4% | $2,671+348.5% |
| Participant deferral / active EE | $5,989 | $3,411+75.6% | $5,682+5.4% | $4,126+45.1% |
| Admin fee / account holder | $5,231 | $5,951-12.1% | $13,215-60.4% | $5,651-7.4% |