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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,933 | $95,415-72.8% | $185,851-86.0% | $85,851-69.8% |
| Participation rate | 96.8% | 68.8%+28.1pp | 81.7%+15.1pp | 69.3%+27.5pp |
| Annual return | 29.36% | 23.59%+5.8pp | 122.11%-92.7pp | 318.63%-289.3pp |
| Employer contribution / active EE | $4,373 | $3,314+32.0% | $5,168-15.4% | $2,565+70.4% |
| Participant deferral / active EE | $3,956 | $3,424+15.5% | $5,569-29.0% | $3,952+0.1% |
| Admin fee / account holder | $1,297 | $7,215-82.0% | $16,245-92.0% | $6,261-79.3% |