Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,241 | $61,166-89.8% | $185,837-96.6% | $79,393-92.1% |
| Participation rate | 6.5% | 66.6%-60.1pp | 81.7%-75.2pp | 70.7%-64.2pp |
| Annual return | 10.61% | 19.45%-8.8pp | 122.08%-111.5pp | 116.87%-106.3pp |
| Employer contribution / active EE | $0 | $2,321-100.0% | $5,168-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $333 | $2,789-88.1% | $5,568-94.0% | $4,046-91.8% |
| Admin fee / account holder | $546 | $710-23.1% | $16,241-96.6% | $627-12.9% |