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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,022 | $127,387-58.4% | $115,038-53.9% | $125,389-57.7% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | 109.30% | 31.28%+78.0pp | 26.14%+83.2pp | 282.24%-172.9pp |
| Employer contribution / active EE | $1,507 | $5,166-70.8% | $4,608-67.3% | $4,866-69.0% |
| Participant deferral / active EE | $7,571 | $6,423+17.9% | $6,026+25.6% | $5,352+41.5% |
| Admin fee / account holder | $1,641 | $9,516-82.8% | $8,175-79.9% | $9,541-82.8% |