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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,929 | $157,276-51.1% | $141,177-45.5% | $152,885-49.7% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 22.33% | 64.33%-42.0pp | 71.40%-49.1pp | 345.39%-323.1pp |
| Employer contribution / active EE | $1,908 | $5,262-63.7% | $4,736-59.7% | $4,763-59.9% |
| Participant deferral / active EE | $3,846 | $7,110-45.9% | $6,710-42.7% | $5,851-34.3% |
| Admin fee / account holder | $8,721 | $12,123-28.1% | $10,263-15.0% | $11,598-24.8% |