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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,553 | $63,346-23.4% | $92,240-47.4% | $70,126-30.8% |
| Participation rate | 55.9% | 68.7%-12.8pp | 76.5%-20.6pp | 69.5%-13.7pp |
| Annual return | 17.97% | 530.19%-512.2pp | 176.29%-158.3pp | 73.15%-55.2pp |
| Employer contribution / active EE | $2,773 | $2,471+12.2% | $3,680-24.6% | $2,343+18.4% |
| Participant deferral / active EE | $3,978 | $2,854+39.4% | $3,897+2.1% | $3,332+19.4% |
| Admin fee / account holder | $19 | $3,841-99.5% | $5,194-99.6% | $4,645-99.6% |