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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,937 | $76,551+64.5% | $123,894+1.6% | $62,881+100.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 3.84% | 18.68%-14.8pp | 47.52%-43.7pp | 20.14%-16.3pp |
| Employer contribution / active EE | $25,750 | $2,882+793.4% | $4,617+457.8% | $2,281+1029.0% |
| Participant deferral / active EE | $6,312 | $4,840+30.4% | $5,984+5.5% | $3,203+97.1% |
| Admin fee / account holder | $18,438 | $4,826+282.1% | $8,357+120.6% | $4,296+329.2% |