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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,757 | $97,020-29.1% | $83,322-17.5% | $135,379-49.2% |
| Participation rate | 29.4% | 80.4%-51.0pp | 77.8%-48.3pp | 82.6%-53.2pp |
| Annual return | -4.41% | 12.31%-16.7pp | 10.64%-15.0pp | 519.79%-524.2pp |
| Employer contribution / active EE | $1,708 | $4,144-58.8% | $3,379-49.5% | $4,779-64.3% |
| Participant deferral / active EE | $3,554 | $5,964-40.4% | $5,565-36.1% | $5,609-36.6% |
| Admin fee / account holder | $5,656 | $8,426-32.9% | $7,540-25.0% | $10,828-47.8% |