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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,658 | $165,399+79.4% | $149,745+98.1% | $158,982+86.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.94% | 348.34%-332.4pp | 276.72%-260.8pp | 302.99%-287.1pp |
| Employer contribution / active EE | $4,255 | $5,105-16.7% | $4,646-8.4% | $4,763-10.7% |
| Participant deferral / active EE | $12,108 | $7,183+68.6% | $6,843+76.9% | $5,983+102.4% |
| Admin fee / account holder | $625 | $10,811-94.2% | $9,312-93.3% | $11,252-94.4% |