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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,401 | $34,316-60.9% | $74,719-82.1% | $72,983-81.6% |
| Participation rate | 12.1% | 42.4%-30.3pp | 54.5%-42.3pp | 69.5%-57.4pp |
| Annual return | 41.44% | 26.58%+14.9pp | 753.05%-711.6pp | 81.01%-39.6pp |
| Employer contribution / active EE | $220 | $692-68.2% | $1,084-79.7% | $2,440-91.0% |
| Participant deferral / active EE | $746 | $1,272-41.3% | $1,963-62.0% | $3,608-79.3% |
| Admin fee / account holder | $336 | $2,125-84.2% | $3,334-89.9% | $5,124-93.4% |