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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,232 | $99,079-86.6% | $78,002-83.0% | $273,972-95.2% |
| Participation rate | 90.0% | 78.6%+11.4pp | 75.5%+14.5pp | 83.0%+7.0pp |
| Annual return | 8.49% | 217.93%-209.4pp | 425.99%-417.5pp | 41.46%-33.0pp |
| Employer contribution / active EE | $2,162 | $3,308-34.7% | $2,470-12.5% | $4,869-55.6% |
| Participant deferral / active EE | $2,763 | $4,306-35.8% | $3,497-21.0% | $5,287-47.7% |
| Admin fee / account holder | $1,061 | $8,954-88.1% | $5,481-80.6% | $10,133-89.5% |