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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,104 | $174,379-19.1% | $152,093-7.2% | $138,895+1.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.29% | 74.86%-60.6pp | 66.36%-52.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $6,063 | $4,652+30.3% | $4,175+45.2% | $4,194+44.6% |
| Participant deferral / active EE | $8,667 | $6,159+40.7% | $5,451+59.0% | $6,396+35.5% |
| Admin fee / account holder | $386 | $16,880-97.7% | $14,497-97.3% | $12,562-96.9% |